Enrollment Form

	Read the agreement below and proceed to the form.
	After completing all areas of the sign up form, press the submit button.
	Within 2 business days after enrollment form is submitted, Bill Pay Service will be available option when User logs on to Internet Banking.

AGREEMENT FOR INTERNET BILL PAYMENT SERVICES THROUGH ROSE HILL BANK'S WEBSITE WWW.ROSEHILLBANK.COM

Definition of Terms

1. Bill Payment - Payment to third party initiated and authorized through Rose Hill Bank's Internet Banking Bill Payment Service
2. User - Account holder who has enrolled in Bill Payment and logs into Rose Hill Bank's Internet Banking with authorized ID and password.
3. Payee - The third party to whom you authorize Bill Payment be made payable
4. Bill Pay Instructions - The information you provide to complete payment to Payee including but not limited to Payee's name, account number, address or payment date, etc.
5. Account - The Rose Hill Bank account from which all Bill Payments will be debited
6. New Account - Deposit account open for thirty days or less.
7. Business Day - Monday through Friday, except for Federal Holidays
8. Payment Date - The Business Day you select that your Account will be debited and your Bill Payment will be remitted
9. Cut-off Time - 3:00 p.m. Central Standard Time (CST) each Business Day is the deadline for transmitting Bill payment instructions. Instructions transmitted after 3:00 p.m. CST will be considered received on the next Business Day
10. Payment Due Date - Actual due date of the bill, not the late date and/or a date during the grace period
11. Authorized Payment - A Bill Payment starting from the time you enter and transmit Bill Pay Instructions until 3:00 p.m. on the Payment Date
12. Payment In Transit - An Authorized Payment becomes a final transaction at 3:00 p.m. on the Payment Date
13. Completed Payment - A Finalized Payment that has been remitted, cleared and paid.
14. Service Provider - Rose Hill Bank or other entity we contract with to collect and submit payment based on Bill Pay Instructions transmitted to Rose Hill Bank from Website

Bill Pay Service
Rose Hill Bank by virtue of the User entering and transmitting Bill Pay Instructions is authorized to remit and deliver payment to Payee on Payment Date as well as authorize the Service Provider to debit User's Account for the amount specified. Rose Hill Bank can not control delays in delivery or the Payee's handling or posting of a payment submitted and delivered by Service Provider within one Business Day of Payment Date. If Service Provider fails to submit the payment per Bill Pay Instructions received within one Business Day of Payment Date, Rose Hill Bank will be responsible for all late charges incurred, from a business payee only, not to exceed $50.00. Other than these charges, Rose Hill Bank does not accept liability for the Service Provider's delays in delivery or slowness in handling or posting of a payment submitted. Late charges or penalties incurred as a result of, but not limited to choosing a Payment Date less than five Business Days prior to Payment Due Date on your invoice or delay in delivery or recipient's posting of payment shall be User's responsibility.

It is recommended that Payment Date selected be at least five Business Days prior to Payment Due Date, since Service Provider can not assure the time frame the payment will be received or how quickly the recipient will process and post the payment. In some instances, transactions may take a day or days longer for payment to be applied to your account.

Rose Hill Bank will use reasonable care in issuing payments in accordance with Bill Pay Instructions received and will incur no liability for any payment request transmitted through our Website that is not completed for any one or more of the following reasons:

a) Your Account does not contain sufficient funds to complete the transaction
b) The Payee mishandles or delays applying a payment sent by Service Provider
c) You provide incorrect information in transmitted Bill Pay Instructions such as but not limited to account information, payee names, phone numbers or addresses, etc.
d) Your account is subject to legal process such as a garnishment or lien.
e) Service Provider's processing center is malfunctioning or non-operational and you know or are given notice on Website or by Service Provider prior to entering and transmitting the request for payment
f) Whether by Act of God (such as fire, flood or tornado etc.) or other outside forces the execution of Bill Pay Instructions can not reasonably be completed.

Confidentiality
The Rose Hill Bank will disclose information to third parties about User's account or the transfers User makes: (i) where it is necessary for completing transfers, or (ii) in order to verify the existence and the condition of User's account for a third party, such as a credit bureau or merchant, or (iii) in order to comply with government agency or court orders, or (iv) if User gives the Bank User's written permission.

Documentation
The Bank allows User to print any instructions or authorizations. Any debits to User's account pursuant to these instructions or authorizations will be reflected on the monthly account statement provided by the Bank.

Fees
On-line Bill Payment fee is $5.00 per month (account statement cycle) with no limit on the number of bills paid during the month. Check copies, stop payment orders or other services are subject to the fee schedule in effect at time of service request.

Terminating Authorized Bill Pay Transactions
You may cancel an Authorized Payment on or before 3:00 p.m. on the Payment Date by entering the Bill Payment service and marking the payment in question to be deleted and re-transmitting or by contacting Rose Hill Bank's bookkeeping department at 316-776-2131. Cancellation requests sent via electronic mail will not be accepted, as such request may not reach the appropriate party for us to act on your request. A Payment in Transit is considered a transaction in process and you may request the payment be recalled and not paid, but the bank does not guarantee the ability to recall payment which is a Payment in Transit. To request recall of a payment you will need to call our Bookkeeping Department at 316-776-2131. If you call, we will also require you to present your request in writing within fourteen (14) days after you call.

Payments Not Allowed
Under no circumstances will payment be made for any of the following type of payment:

1. Tax Payments
2. Court Ordered Payments, including alimony and child support
3. Payments to Payees outside of the United States

Your Liability for Unauthorized Transfers
If you tell us within two (2) Business Days after you discover any or all of your security codes have been lost or stolen, and someone uses your security code(s) without your permission, you can lose no more than $50.00. If you fail to notify the Service within four (4) Business Days after you learn of the loss or theft of any or all of your security codes, and we can prove that we could have prevented the unauthorized use of your security codes had you notified us, you could lose as much as $500.00. If your monthly statement contains transfers that you did not make, tell us at once. If you do not tell us within sixty (60) days after the statement was mailed, you may lose any amount transferred without your authorization, after the sixty (60) days, if we can prove that we could have stopped someone from taking the money had you told us in time. If a good reason (such as a long trip or hospital stay) prevented you from telling us, we may extend the period.

Error Resolution Notice
In case of errors or questions about your electronic transfers, call or write us at the telephone number or address listed in this agreement, as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared. When you contact us, you must:
(1) Tell us your name and account number (if any).
(2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
(3) Tell us the dollar amount of the suspected error.

If you tell us orally, we may require that you send us your complaint or question in writing within 10 Business Days. We will determine whether an error occurred within 10 Business Days (20 Business Days if the transfer involved a new account) after we hear from you and will correct any error promptly. If we need more time, however, we may take up to 45 days (90 days if the transfer involved a new account) to investigate your complaint or question. If we decide to do this, we will credit your account within 10 Business Days (20 Business Days if the transfer involved a new account) for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 Business Days, we may not credit your account. An account is considered a new account for 30 days after the first deposit is made, if you are a new customer. We will tell you the results within three Business Days after completing our investigation. If we decide that there was no error, we will send you a written explanation.

You may ask for copies of the documents that we used in our investigation.
If you have inquires regarding your account, please contact us at:
Rose Hill Bank
P. O. Box 68
107 N. Rose Hill Rd.
Rose Hill, KS 67133-0068
BUSINESS DAYS:
Monday, Tuesday, Wednesday, Thursday and Friday
Holidays are not included.
PHONE: (316) 776-2131

Cancellation or Termination of Bill Pay Services
Service Provider may terminate this service for any party at any time. Such action shall not affect your liability or obligations set-out in this agreement.

You may terminate or cancel this service with Service Provider by giving written notice to Service Provider at least 5 Business Days before you want to stop service under this agreement. Notice must be sent to Rose Hill Bank, Attn: Bookkeeping Dept., P. O. Box 68, Rose Hill, KS 67133

Limitations of Liability
Other than provided by law or specified in this agreement, we disclaim any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, or consequential damages arising from the installation, use or maintenance of computer/computer equipment or user's access or use of Bill Payment Service (even if we have been advised of the possibility of such damages), including lost profits. User agrees that all access or use of this Site and it's content is at User's own risk.

Enforcement of Agreement
If any provision of this agreement is illegal, invalid, or unenforceable, such illegality, invalidity, or unenforceability shall not affect any other provision in this agreement, but this agreement shall be construed as if such illegal, invalid or unenforceable provision had never been contained herein.

Changes to Agreement
Rose Hill Bank may add, delete or modify this agreement at any time by sending notice with the monthly statement of Account to User or by posting such notice on its Website. Changes will be effective 10 calendar days after the notice is posted on the Website or a later date set-out in the notice, unless a law or regulation requires a longer time period. If a change is required to protect the integrity or security or the Bill Payment Service or an Account, no notice will be required to amend this agreement.

Governing Law
This agreement is accepted in the State of Kansas, and shall be enforced in accordance with and governed by the laws of the State of Kansas.

PLEASE PRINT A COPY FOR YOUR RECORDS AND THROUGHLY READ THIS AGREEMENT PRIOR TO USE OF BILL PAYMENT SERVICES. AFTER READING THE AGREEMENT, PLEASE CLICK ON THE "ACCEPT" BUTTON TO ACKNOWLEDGE AND ACCEPT THE TERMS, CONDITIONS AND LIMITATIONS AS SET OUT IN THIS AGREEMENT.