Current Deposit Rates

Interest Rates (Rate) and Annual Percentage Yields (APY) are effective as of June 13, 2008. All interest bearing checking, savings and money market accounts are variable rate accounts. Rates and APYs on these accounts may change after account is opened. Fees on all accounts could reduce earnings. Acceptance of deposits is typically limited to customers from Sedgwick/Butler County, Kansas and surrounding areas.

 

Certificates of Deposits
	Rate	APY
182 days	2.48%	2.50%
1 year	2.73%	2.75%
2 year	2.98%	3.00%
Minimum opening deposit of $1,000.00 required. A penalty may be assessed for early withdrawal.

IRA Investments
	Rate	APY
12 month certificate	2.71%	2.75%
18 month certificate	2.76%	2.80%
36 month certificate	2.96%	3.00%
60 month certificate	3.25%	3.30%
Minimum opening deposit of $250.00 required. A penalty may be assessed for early withdrawal.

Savings
	Rate	APY
Daily balance < $50.00	No interest	None
Daily balance > $50.00	0.75%	0.75%
Minimum opening deposit of $50.00 required.

Money Market Savings
Monthly average balance:	Rate	APY
$0.00 to $2,499.99	No interest	None
$2,500.00 to $7,499.99	1.24%	1.25%
$7,500.00 & above	1.74%	1.75%
Minimum opening deposit of $2,500.00 required.

Super Money Market Savings
Monthly average balance:	Rate	APY
$0.00 to $7,499.99	No interest	None
$7,500.00 to $49,999.99	1.74%	1.75%
$50,000.00 to $99,999.99	2.52%	2.55%
$100,000.00 & above	2.96%	3.00%
Minimum opening deposit of $7,500.00 required.

Interest Checking
Monthly average balance:	Rate	APY
$0.00 to $499.99	No interest	None
$500.00 to $2,499.99	.50%	.50%
$2,500 & above	.75%	.75%
Minimum opening deposit of $500.00 required.

Super Interest Checking
Monthly average balance:	Rate	APY
$0.00 to $2,499.99	No interest	None
$2,500.00 to $7,499.99	.75%	.75%
$7,500.00 & above	1.00%	1.00%
Minimum opening deposit of $2,500.00 required.

Regal Checking (55 years & older)
Monthly average balance:	Rate	APY
$0.00 to $499.99	No interest	None
$500.00 to $2,499.99	.50%	.50%
$2,500 & above	.75%	.75%
Minimum opening deposit of $100.00 required.

CURRENT LOAN RATES